Intelligent Money's
For the underserved communities, Intelligent Money completed a successful pilot for +Club in New York Tristate area. The afterschool and companion on-line program offer a foundational educational experience for students in an engaging and edutainment manner to help prepare them for life in the modern economy. The initiative aims to foster good financial habits and behaviors, putting them on the long-term path to building wealth and, ultimately, financial independence.
The +Club offers the opportunity to collaborate on a social and community impact initiatives that deliver a cutting-edge Financial Literacy and Life Skills Initiative for the underserved community with other like-minded organizations.
+CLUB Crash Course
Proper Mindset
Course Overview: Unlock your potential, reframe your relationship with money, and set the stage to elevate and enhance your personal journey.
-
Learn life lessons from Greatest of All Time (GOAT) Investors and role models.
-
Explore your hopes and dreams.
-
Develop proper attitude, approach and strategies to achieve a “Rich Life.”
Money 101
This module introduces key principles of managing money, from saving and budgeting to understanding credit and banking.
-
Students will explore real-world examples, reflect on their financial goals, and build a strong foundation to make confident money decisions throughout life.
Money 201
This module builds on foundational money skills to introduce advanced financial concepts including:
-
investing, stock market fundamentals, brokerage accounts, and tax considerations.
-
Students will learn how to evaluate investment options, understand risk and return, and develop strategies for long-term wealth building.
Better Decisions
Through inspiring personal role model stories, learn how to navigate life's challenges, make thoughtful decisions, and cultivate habits that lead to personal and financial success.
-
Differentiate between impulsive and considered decisions.
-
Evaluate alternative choices and expected outcomes.
Personal Plan
Cultivate a long-term mindset, discover passions, and create actionable personal plans that align with values and goals.
-
Build habits and formulate relevant and practical personal plan to include short and long-term goals.
-
Utilize Perspective, Passion, and Personal Plans (3P’s).
Strategy:
Build on lessons from our Tri-State Area pilot, and recognizing the inefficient economics of a fully in-person model, we are transforming our curriculum into a free, evergreen online program and community.
Pilot to Platform
Offer a focused, asynchronous experience that students can complete at their own pace, anytime, anywhere.
Self-Paced Access
Leverage organizational aggregation to onboard students e.g., career services offices at universities, Mentorship Organization's network of students, Newark SYEP
Partner-Led Onboarding
Personalized platform, with relatable content, engaging tools, and self-guided activities. Participants earn a certificate of completion recognizing their progress in financial literacy.
Personalized Learning
Connect to an emerging online community with aspirations to grow into a nationwide network for financial empowerment and life readiness.
Community Network
Based on funder feedback, the development strategy focuses on two tranches of support: one for platform development and another for the roll out of local programing.
Phased Funding Plan
3/ Our Alumni are
Here to tell
See what they said
I personally think everything about this program was excellent. I learned a lot about money and how to manage my time
Charter Student, NY
"I believe the +CLUB program really did a great job at talking about financial management”
Charter Student, NY
I enjoyed learning how to invest in Money 201 & I also felt motivated and encouraged to improve many aspects of my life in order to ahcive the goals I want for myself
College Student, NJ
"Invest your time in getting to your dreams but you can't get to your dreams until you make your goals. Don't count yourself out”
Charter Student, NY
