Privacy Policy
Information We Collect
We may collect the following categories of information:
A. Information You Provide Directly
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Full Name – to personalize your account and learning experience.
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Email Address – to create and manage your account, communicate with you, and send updates or notifications.
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Group Association – such as school, program, or community affiliation, to provide tailored access and reporting.
B. Information Generated by Our Systems
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User ID – a unique identifier generated by Intelligent Money to connect your data across features and ensure secure access.
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Device Information – including device type, operating system, and device ID, to optimize performance and troubleshoot issues.
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IP Address & General Network Information – used for security, fraud prevention, and aggregate usage analytics.
C. Usage Information
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Interactions with our modules, simulators, and tools.
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Progress, performance, and choices made within the platform.
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Engagement metrics (e.g., login frequency, feature usage).
How We Use Your Information
We use the information collected for purposes including:
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Account Management – to register and authenticate your account, personalize your learning path, and provide secure access.
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Service Delivery – to enable functionality of modules, tools, and simulators.
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Performance & Analytics – to understand how our tools are used, improve the platform, and develop new features.
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Communications – to send you updates, reminders, or information related to your program or group.
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Research & Insights – to generate anonymized, aggregated reports that help improve financial education outcomes.
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Security & Compliance – to protect against fraud, monitor system integrity, and comply with applicable laws.
Data Sharing & Retention
We do not sell your personal information. We may share data only in these circumstances:
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With Your Group/Institution – if you access Intelligent Money through a school, program, or organization, we may provide them with relevant performance and engagement reports.
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With Service Providers – third-party vendors who support hosting, analytics, or communication functions. These providers are bound by confidentiality obligations.
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For Legal Reasons – if required by law, regulation, or valid legal process.
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For Business Continuity – in the event of a merger, acquisition, or restructuring, your information may be transferred as part of the business assets.
We retain your information for as long as your account is active or as needed to provide services. We may also retain anonymized, aggregated data for research and product development purposes.
Your Choices
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Access & Update – You can update your name, email, and group association from within your account settings.
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Communications – You may opt out of non-essential emails by using unsubscribe links or adjusting notification preferences.
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Deletion – You may request deletion of your account and associated data by contacting us (see Section "Contact Us").
Security
We use reasonable administrative, technical, and physical safeguards to protect your information. While no system is 100% secure, we continuously monitor and improve our practices to protect your data.
Children's Privacy
Intelligent Money may be used in school or youth settings, but we do not knowingly collect personal information from children under 13 without parental consent or the consent of a school/organization acting as the parent’s agent under COPPA (Children’s Online Privacy Protection Act).
Contact Us
If you have any questions or requests regarding this Privacy Policy, please contact us at:
Intelligent Money